| Term | APY |
|---|---|
| 3-Month Certificate & IRA | 0.70% |
| Interest Rate .70%**$500.00 minimum opening deposit and daily balance required to earn stated yield. $90,000 maximum deposit. | |
| 6-Month Certificate & IRA | 1.15% |
| Interest Rate 1.15%**$500.00 minimum opening deposit and daily balance required to earn stated yield. $90,000 maximum deposit. | |
| 12-Month Certificate & IRA | 1.80% |
| Interest Rate 1.79%**$500.00 minimum opening deposit and daily balance required to earn stated yield. $90,000 maximum deposit. | |
| 15-Month Certificate and IRA | 1.85% |
| Interest Rate 1.84%** $500.00 minimum opening deposit and daily balance required to earn stated yield.**$90,000.00 maximum deposit. | |
| 24-Month Certificate & IRA | 2.10% |
| Interest Rate 2.08%**$500.00 minimum opening deposit and daily balance required to earn posted yield. This account has two upgrade options on the rate. $90,000 maximum deposit. | |
| 36-Month Certificate & IRA | 2.30% |
| Interest Rate 2.28%**$500.00 minimum opening deposit and daily balance required to earn stated yield. This account has two upgrade options on the rate. $90,000 maximum deposit. | |
| 48-Month Certificate & IRA | 2.35% |
| Interest Rate 2.32%**$500.00 minimum opening deposit and daily balance required to earn stated yield. This account has two upgrade options on the rate. $90,000 maximum deposit. | |
| 60-Month Certificate & IRA | 2.50% |
| Interest Rate 2.48%**$500.00 minimum opening deposit and daily balance required to earn stated yield. This account has two upgrade options on the rate. $90,000 maximum deposit. |
Rates are subject to change without notice
APY = Annual Percentage Yield.
Current CD Rates
| CD | APY |
|---|---|
| 3-Month Certificate & IRA | 0.70% |
| 6-Month Certificate & IRA | 1.15% |
| 12-Month Certificate & IRA | 1.80% |
| 15-Month Certificate and IRA | 1.85% |
| 24-Month Certificate & IRA | 2.10% |
| 36-Month Certificate & IRA | 2.30% |
| 48-Month Certificate & IRA | 2.35% |
Disclosure Statement
Rates are effective as of
07/30/2010
and are subject to change at anytime. A penalty may be imposed for early withdrawal.
APY = Annual Percentage Yield
Refer to entire rate table for additional required disclosures.
Rates may vary by market area, rate disclosed based on Athens/Clarke and Oconee County, GA market area.