Simplify your banking needs with personal offerings from North Georgia Bank. Our personal banking products include checking, savings and money market accounts. These offerings, combined with the personal service you will receive make North Georgia Bank the perfect choice for personal banking.
Personal Checking
Our Free Personal Checking is our most popular personal account. With no minimum balance requirements or transactions limitations, this account meets the needs of a variety of customers. $25.00 minimum opening deposit.
Personal Interest Checking
North Georgia Bank's Personal Interest Checking gives customers easy access to their money while also earning interest on their balance.
Personal Money Market
Whether you are stashing away funds for a rainy day or saving for a big purchase, we have a money market account that will meet your needs.
Personal Savings
Whether it be saving money for Christmas or starting an account for a minor child, our variety of savings accounts will make saving easy for you.
Senior Interest Checking
Are you age 50 or over? We have the perfect account for you. Our Senior Checking offers customers an interest bearing account with no minimum balance requirements or transactions limitations with a $50.00 minimum opening deposit. Other benefits may apply, see your North Georgia Bank personal banker for details.
Consumer Loans
North Georgia Bank offers a wide variety of Consumer Loans to its customers. Please contact any of our loan officers or personal bankers to discuss any of your loan needs. We will make every effort to tailor a loan to meet your unique needs and financial condition.
Please contact Customer Service or the Loan Department at North Georgia Bank at 706-769-8200 or by clicking on the e-mail button above for information on any fees or minimum balances that may apply. You may also drop by our office located at 7911 Macon Highway, Watkinsville, GA 30677 for further information.
Current CD Rates
| CD | APY |
|---|---|
| 3-Month Certificate & IRA | 0.70% |
| 6-Month Certificate & IRA | 1.15% |
| 12-Month Certificate & IRA | 1.80% |
| 15-Month Certificate and IRA | 1.85% |
| 24-Month Certificate & IRA | 2.10% |
| 36-Month Certificate & IRA | 2.30% |
| 48-Month Certificate & IRA | 2.35% |
Disclosure Statement
Rates are effective as of
07/30/2010
and are subject to change at anytime. A penalty may be imposed for early withdrawal.
APY = Annual Percentage Yield
Refer to entire rate table for additional required disclosures.
Rates may vary by market area, rate disclosed based on Athens/Clarke and Oconee County, GA market area.