In addition to business and personal banking, North Georgia Bank offers a variety of other services to round out your financial needs.
Debit Cards
MasterCard MasterMoney Debit Cards are available to customers who meet the qualifications.
Certificates of Deposits/IRAs
We offer a wide variety of Certificate of Deposit and IRA options. They include terms from three months to 60 months and in any size from a minimum balance of $500.00 and above. Early withdrawal penalties may be applied if deposits are withdrawn prior to maturity.
View our Rates database for more information.
Safe Deposit Boxes
Our Safe Deposit Boxes are available in the following sizes: 3x5, 5x5, 3x10, 5x10 and 10x10.
Online Banking
Need account information when the bank is not open? Internet Banking is always open. You can access account balances and account history when its convenient for you with our free Internet Banking. Apply for Online Banking »
Online Bill Pay
Our free Online Bill Payment takes the hassle out of paying bills. Online Bill Payment requires enrollment in Internet Banking. Apply for Online Banking »
Gift Cards
Debit MasterCard Gifts Cards are available with denominations ranging from $25 to $500.
Overdraft Protection
Everyone has an "oops" every now and then. Talk to one of our Personal Bankers to find the Overdraft Protection that best fits your needs. Applicant must qualify.
Current CD Rates
| CD | APY |
|---|---|
| 36 Month IRA | 2.60% |
| 3-Month Certificate & IRA | 0.80% |
| 6-Month Certificate & IRA | 1.25% |
| 12-Month Certificate & IRA | 1.75% |
| 15-Month Certificate and IRA | 1.90% |
| 24-Month Certificate & IRA | 2.10% |
| 36-Month Certificate | 2.40% |
Disclosure Statement
Rates are effective as of
03/05/2010
and are subject to change at anytime. A penalty may be imposed for early withdrawal.
APY = Annual Percentage Yield
Refer to entire rate table for additional required disclosures.