Business banking is made easy with a variety or products and services available from North Georgia Bank. Our specialized business accounts are ideal for keeping your business at the top of its game. Ranging from savings to checking to lending, all of your needs can be met at your full service, hometown bank.
Regular Commercial Checking
With low minimum balance requirements and unlimited transactions, our Regular Commercial Checking is perfect for any type of business.
Commercial Interest Checking
Our Commercial Interest Checking gives eligible business customers such as nonprofit organizations, clubs, governmental accounts, churches and sole proprietorships the simplified features of the Regular Commercial Checking while also including the ability to earn interest.
Commercial Money Market
Our Commercial Money Market is an interest bearing account with limited transactions available to any business customer. A $500.00 minimum opening balance applies with no minimum balance required. An excess debit fee of $5.00 for each debit in excess of six per statement cycle will be charged. Variable interest rates on tiered balance levels are available.
Remote Deposit
Is getting to the bank becoming increasingly more difficult? Then Remote Deposit is the service for you. Remote Deposit gives you the ability to send us your deposits electronically resulting in you having more time in the office and later deposit cut off times.
Please contact customer service or the Loan Department at North Georgia Bank at 706-769-8200 or by clicking on the e-mail button above for information on any fees or minimum balances that may apply.
Current CD Rates
| CD | APY |
|---|---|
| 11-Month Special Certificate & IRA | 3.55% |
| 19-Month Special Certificate and IRA | 4.40% |
| 27-Month Special Certificate and IRA | 4.60% |
| 3-Month Certificate & IRA | 2.50% |
| 6-Month Certificate & IRA | 2.50% |
| 12-Month Certificate & IRA | 3.50% |
| 18-Month Certificate and IRA | 3.50% |
Disclosure Statement
Rates are effective as of
08/01/2008
and are subject to change at anytime. A penalty may be imposed for early withdrawal.
Specials are subject to a $5,000.00 minimum opening deposit and a $90,000.00 maximum deposit.
APY = Annual Percentage Yield
Refer to entire rate table for additional required disclosures.