Locally owned & Operated
North Georgia Bank is located in Watkinsville, Georgia and proudly serves all of north Georgia including Clarke, Madison, Morgan, Oglethorpe, and western Gwinnett counties. North Georgia Bank was founded in April of 2000 as a true locally-owned, community bank and maintains this status with more than 400 shareholders in and around its Oconee County home.
North Georgia Bank's philosophy is to provide:
- Quality products and friendly, personalized service to our customers
- Value to our shareholders
- Support for programs, activities and organizations within our community
Current CD Rates
| CD | APY |
|---|---|
| 3-Month Certificate & IRA | 0.70% |
| 6-Month Certificate & IRA | 1.15% |
| 12-Month Certificate & IRA | 1.80% |
| 15-Month Certificate and IRA | 1.85% |
| 24-Month Certificate & IRA | 2.10% |
| 36-Month Certificate & IRA | 2.30% |
| 48-Month Certificate & IRA | 2.35% |
Disclosure Statement
Rates are effective as of
07/30/2010
and are subject to change at anytime. A penalty may be imposed for early withdrawal.
APY = Annual Percentage Yield
Refer to entire rate table for additional required disclosures.
Rates may vary by market area, rate disclosed based on Athens/Clarke and Oconee County, GA market area.