North Georgia Bank, your full service, hometown bank is a financial institution committed to personal service. Anchored in local ownership, North Georgia Bank's experienced staff takes pleasure in assisting our customers and working together to enhance the community we share.
Bank Owned Property
If you are in the market for real estate, please check the
listing of bank-owned homes below. If a property interests you contact the real estate agent listed for the property
in which you are interested. Buyers are expected to pre-qualify for a mortgage
loan. Contact John Gaultney at (706) 769-8200 for information on properties or prequalification, or email him at john.gaultney@northgabank.com
The bank also has developed lots for sale in Oconee and Clarke Counties. For
more information please contact the bank.
For information on the Federal tax break for first-time home buyers, visit www.irs.gov. You will be leaving the bank's web site when you click the link.
Real Estate Listings
Current CD Rates
| CD | APY |
|---|---|
| 3-Month Certificate & IRA | 0.70% |
| 6-Month Certificate & IRA | 1.15% |
| 12-Month Certificate & IRA | 1.80% |
| 15-Month Certificate and IRA | 1.85% |
| 24-Month Certificate & IRA | 2.10% |
| 36-Month Certificate & IRA | 2.30% |
| 48-Month Certificate & IRA | 2.35% |
Disclosure Statement
Rates are effective as of
07/30/2010
and are subject to change at anytime. A penalty may be imposed for early withdrawal.
APY = Annual Percentage Yield
Refer to entire rate table for additional required disclosures.
Rates may vary by market area, rate disclosed based on Athens/Clarke and Oconee County, GA market area.